The medical conditions, briefly described below, are among those that might restrict your ability to obtain a Level Burial Insurance plan. If you have one of these conditions keep reading! Many people with these conditions are still able to cover their funeral expenses with a Guaranteed Life Insurance policy. That’s what the Guaranteed Life Insurance platform is intended to do. Please don’t hesitate to contact us for assistance in obtaining funeral expense coverage. We know the provider companies and how their insurance policy conditions and restrictions vary. We can help you obtain the best insurance coverage for your situation.
Recent Heart Attack
Myocardial Infarction – The damaging or death of an area of the heartmuscle (myocardium) resulting from a blocked blood supply to that area; medical term for a heart attack.
For more information see the American Heart Association’s website HERE.
Recent Cancer
Cancer is the general name for a group of more than 100 diseases. Although there are many kinds of cancer, all cancers start because abnormal cells grow out of control. Untreated cancers can cause serious illness and death.
For more information see the American Cancer Society’s website HERE.
Recent Stroke
A stroke is a "brain attack". It can happen to anyone at any time. It occurs when bloodA flow to an area of brain is cut off. When this happens, brain cells are deprived of oxygen and begin to die. When brain cells die during a stroke, abilities controlled by that area of the brain such as memory and muscle control are lost.
For more information see the National Stroke Association’s website HERE.
Current Oxygen Use
Require external process for obtaining enough oxygen, usually a bottle or machine.
Emphysema
Emphysema gradually damages the air sacs (alveoli) in your lungs, making you progressively more short of breath. Emphysema is one of several diseases known collectively as chronic obstructive pulmonary disease (COPD).
For more information see the Mayo Clinic’s website HERE.
Insulin Diabetes Under Poor Control
In people with type 1 diabetesa condition characterized by high blood glucose levels caused by a total lack of insulin. Occurs when the body’s immune system attacks the insulin-producing beta cells in the pancreas and destroys them. The pancreas then produces little or no insulin.
For more information see the American Diabetes Association’s website HERE.
HIV Aids
“HIV” stands for Human Immunodeficiency Virus. To understand what that means, let’s break it down:
For more information see the U.S. Department of Health & Human Services’s website HERE.
Alzheimer’s
Alzheimer’s is the most common form of dementia, a general term for memory loss and other intellectual abilities serious enough to interfere with daily life. Alzheimer’s disease accounts for 60 to 80 percent of dementia cases.
For more information see the Alzheimer’s Association’s website HERE.
Dementia
Dementia is not a specific disease. It’s an overall term that describes a wide range of symptoms associated with a decline in memory or other thinking skills severe enough to reduce a person’s ability to perform everyday activities. Alzheimer’s disease accounts for 60 to 80 percent of cases.
For more information see Web MD’s website HERE.
Organ or Bone Marrow Transplant
Matching of donor and recipient for MHC antigens has been shown to have a significant positive effect on graft acceptance. The roles of the different components of the immune system involved in the tolerance or rejection of grafts and in graft-versus-host disease have been clarified. These components include: antibodies, antigen presenting cells, helper and cytotoxic T cell subsets, immune cell surface molecules, signaling mechanisms and cytokines that they release. The development of pharmacologic and biological agents that interfere with the alloimmune response and graft rejection has had a crucial role in the success of organ transplantation. Combinations of these agents work synergistically, leading to lower doses of immunosuppressive drugs and reduced toxicity. Reports of significant numbers of successful solid organ transplants include those of the kidneys, liver, heart and lung. The use of bone marrow transplantation for hematological diseases, particularly hematological malignancies and primary immunodeficiencies, has become the treatment of choice in many of these conditions.
For more information see the National Insititutes of Health’s Medline Plus website HERE or HERE.
Terminal Diagnosis
Diagnosed as Terminal in 24 months or less (of a disease) predicted to lead to death, especially slowly; incurable.
ALS
Amyotrophic lateral sclerosis (ALS), often referred to as Lou Gehrig\’s Disease, is a progressive neurodegenerative disease that affects nerve cells in the brain.
For more information see the ALS Association’s website HERE.
SLE
Systemic lupus erythematosus (SLE) is an autoimmune disease in which the body’s immune system mistakenly attacks healthy tissue. It can affect the skin, joints, kidneys, brain, and other organs.
For more information see the National Insititutes of Health’s Medline Plus website HERE.
Parkinson’s
Parkinson’s disease affects the way you move. It happens when there is a problem with certain nerve cells in the brain. Normally, these nerve cells make an important chemical called dopamine. Dopamine sends signals to the part of your brain that controls movement.
For more information see WebMD’s website HERE.
COPD
COPD is a lung disease that makes it hard to breathe. It is caused by damage to the lungs over many years, usually from smoking. COPD is often a mix of two diseases: Chronic bronchitis (say "bron-KY-tus").
For more information see WebMD’s website HERE.
Amputation from Disease
There are many reasons an amputation may be necessary. The most common is poor circulation because of damage or narrowing of the arteries, called peripheral arterial disease. Without adequate blood flow, the body’s cells cannot get oxygen and nutrients they need from the bloodstream.
For more information see WebMD’s website HERE.
Surgery now Pending
The treatment of injuries or diseases in people or animals by cutting open the body and removing or repairing the damaged part.
For more information see the National Insititutes of Health’s Medline Plus website HERE.
Multiple DUI
Driving under the influence (DUI), also known as driving while intoxicated (DWI), drunk driving, or impaired driving among others is the crime of driving a motor vehicle while impaired by alcohol or other drugs including those prescribed by physicians, to a level that renders a driver incapable from operating a motor vehicle.
For more information see Wikipedia’s website HERE.
Severely Over Weight
Body Mass Index (BMI) is measure of body fat based on height and weight that applies to both adult men and women. BMI does not differentiate between body fat and muscle mass. Therefore, body builders and people who have a lot of muscle bulk will have a high BMI but are not overweight or obese.
For more information see the Center for Obesity Surgery’s website HERE.
We're Here to Help You!
If you have questions about how your health might restrict you from obtaining Burial Insurance, please don't hesitate to call us. We'll help you find the insurance coverage that best fits your needs.
No Hassles...
No Obligation
Just Simple Answers...
And Solutions!
The medical conditions, briefly described below, are among those that might restrict your ability to obtain a Level Burial Insurance plan. If you have one of these conditions keep reading! Many people with these conditions are still able to cover their funeral expenses with a Guaranteed Life Insurance policy. That’s what the Guaranteed Life Insurance platform is intended to do. Please don’t hesitate to contact us for assistance in obtaining funeral expense coverage. We know the provider companies and how their insurance policy conditions and restrictions vary. We can help you obtain the best insurance coverage for your situation.
We're Here to Help You!
If you have questions about how your health might restrict you from obtaining Burial Insurance, please don't hesitate to call us. We'll help you find the insurance coverage that best fits your needs.
No Hassles...
No Obligation
Just Simple Answers...
And Solutions!
Recent Heart Attack
Myocardial Infarction – The damaging or death of an area of the heartmuscle (myocardium) resulting from a blocked blood supply to that area; medical term for a heart attack.
For more information see the American Heart Association’s website HERE.
Recent Cancer
Cancer is the general name for a group of more than 100 diseases. Although there are many kinds of cancer, all cancers start because abnormal cells grow out of control. Untreated cancers can cause serious illness and death.
For more information see the American Cancer Society’s website HERE.
Recent Stroke
A stroke is a "brain attack". It can happen to anyone at any time. It occurs when bloodA flow to an area of brain is cut off. When this happens, brain cells are deprived of oxygen and begin to die. When brain cells die during a stroke, abilities controlled by that area of the brain such as memory and muscle control are lost.
For more information see the National Stroke Association’s website HERE.
Current Oxygen Use
Require external process for obtaining enough oxygen, usually a bottle or machine.
Emphysema
Emphysema gradually damages the air sacs (alveoli) in your lungs, making you progressively more short of breath. Emphysema is one of several diseases known collectively as chronic obstructive pulmonary disease (COPD).
For more information see the Mayo Clinic’s website HERE.
Insulin Diabetes Under Poor Control
In people with type 1 diabetesa condition characterized by high blood glucose levels caused by a total lack of insulin. Occurs when the body’s immune system attacks the insulin-producing beta cells in the pancreas and destroys them. The pancreas then produces little or no insulin.
For more information see the American Diabetes Association’s website HERE.
HIV Aids
“HIV” stands for Human Immunodeficiency Virus. To understand what that means, let’s break it down:
For more information see the U.S. Department of Health & Human Services’s website HERE.
Alzheimer’s
Alzheimer’s is the most common form of dementia, a general term for memory loss and other intellectual abilities serious enough to interfere with daily life. Alzheimer’s disease accounts for 60 to 80 percent of dementia cases.
For more information see the Alzheimer’s Association’s website HERE.
Dementia
Dementia is not a specific disease. It’s an overall term that describes a wide range of symptoms associated with a decline in memory or other thinking skills severe enough to reduce a person’s ability to perform everyday activities. Alzheimer’s disease accounts for 60 to 80 percent of cases.
For more information see Web MD’s website HERE.
Organ or Bone Marrow Transplant
Matching of donor and recipient for MHC antigens has been shown to have a significant positive effect on graft acceptance. The roles of the different components of the immune system involved in the tolerance or rejection of grafts and in graft-versus-host disease have been clarified. These components include: antibodies, antigen presenting cells, helper and cytotoxic T cell subsets, immune cell surface molecules, signaling mechanisms and cytokines that they release. The development of pharmacologic and biological agents that interfere with the alloimmune response and graft rejection has had a crucial role in the success of organ transplantation. Combinations of these agents work synergistically, leading to lower doses of immunosuppressive drugs and reduced toxicity. Reports of significant numbers of successful solid organ transplants include those of the kidneys, liver, heart and lung. The use of bone marrow transplantation for hematological diseases, particularly hematological malignancies and primary immunodeficiencies, has become the treatment of choice in many of these conditions.
For more information see the National Insititutes of Health’s Medline Plus website HERE or HERE.
Terminal Diagnosis
Diagnosed as Terminal in 24 months or less (of a disease) predicted to lead to death, especially slowly; incurable.
ALS
Amyotrophic lateral sclerosis (ALS), often referred to as Lou Gehrig\’s Disease, is a progressive neurodegenerative disease that affects nerve cells in the brain.
For more information see the ALS Association’s website HERE.
SLE
Systemic lupus erythematosus (SLE) is an autoimmune disease in which the body’s immune system mistakenly attacks healthy tissue. It can affect the skin, joints, kidneys, brain, and other organs.
For more information see the National Insititutes of Health’s Medline Plus website HERE.
Parkinson’s
Parkinson’s disease affects the way you move. It happens when there is a problem with certain nerve cells in the brain. Normally, these nerve cells make an important chemical called dopamine. Dopamine sends signals to the part of your brain that controls movement.
For more information see WebMD’s website HERE.
COPD
COPD is a lung disease that makes it hard to breathe. It is caused by damage to the lungs over many years, usually from smoking. COPD is often a mix of two diseases: Chronic bronchitis (say "bron-KY-tus").
For more information see WebMD’s website HERE.
Amputation from Disease
There are many reasons an amputation may be necessary. The most common is poor circulation because of damage or narrowing of the arteries, called peripheral arterial disease. Without adequate blood flow, the body’s cells cannot get oxygen and nutrients they need from the bloodstream.
For more information see WebMD’s website HERE.
Surgery now Pending
The treatment of injuries or diseases in people or animals by cutting open the body and removing or repairing the damaged part.
For more information see the National Insititutes of Health’s Medline Plus website HERE.
Multiple DUI
Driving under the influence (DUI), also known as driving while intoxicated (DWI), drunk driving, or impaired driving among others is the crime of driving a motor vehicle while impaired by alcohol or other drugs including those prescribed by physicians, to a level that renders a driver incapable from operating a motor vehicle.
For more information see Wikipedia’s website HERE.
Severely Over Weight
Body Mass Index (BMI) is measure of body fat based on height and weight that applies to both adult men and women. BMI does not differentiate between body fat and muscle mass. Therefore, body builders and people who have a lot of muscle bulk will have a high BMI but are not overweight or obese.
For more information see the Center for Obesity Surgery’s website HERE.